Reimbursement Health Insurance Claim Settlement Process -27aug-demoProd-phpkb

Reimbursement Health Insurance Claim Settlement Process:

Follow the steps given below to raise a reimbursement claim under a health insurance policy:

Step 1: Inform your health insurance provider about your hospitalization at the earliest

Step 2: Obtain treatment at the hospital

Step 3: During discharge, pay the entire hospital bills and collect all the documents

Step 4: Submit all the required documents to your health insurance company

Step 5: The insurer will review all the submitted documents and process the claim according to the terms and conditions of your health policy.

Step 6: Once your claim has been approved, the claim amount will be paid to you.

Documents Required to File a Health Insurance Claim

• The following documents should be submitted to file a health insurance claim:
• Health Card (Health Insurance ID Card)
• All the consultation papers provided by the doctor
• Completely filled-in claim form
• All the investigation and diagnosis reports, such as CT scans, X-rays, blood reports, etc.
• Hospital bills with payment receipts
• Medico Legal Certificate (MLC) or/and FIR (in case of accidents)
• Invoices of the pharmacy with respective prescriptions and payment receipts
• Discharge summary
• Any other relevant documents requested by the insurer